Frequently Asked Questions

A stethoscope resting on a medical form labeled 'Health Insurance Claim' and 'Patient's Details'.

  • You should start your research at least 3 months before your 65th birthday or 3 months before you leave employer coverage if older than 65.

  • This can vary depending on your income. For a more detailed explanation, check out this research from medicare.com

  • Absolutely. Get started HERE!

  • Typically, it’s calculated by taking 1% of the national average of a drug plan multiplied by the number of months you did not have one.

  • Yes, it is required that you have Part A and Part B to enroll in either a Medicare Advantage Plan or a Medicare Supplement.

  • Yes, you must continue to pay your Medicare Part B premium even if you choose a Medicare Advantage plan.

  • No, definitely not! We are independent agents that are licensed with many companies. If and when you decide to enroll in a plan we hope you retain us as your agent. If you allow us to assist you with your enrollment we, as agents, are paid directly by the insurance company.

  • In most cases no; however, depending on your Medicare Advantage plan it might be included as an available extra benefit.